Breaking the Silence: What a Quiet Observer Sees

I’m usually quiet, especially when it comes to big, complex, controversial issues. But lately, I’ve been feeling a growing unease about our world and society. It’s finally gotten to the point where I can’t keep my thoughts to myself anymore. We often talk about how...

Honesty and Integrity – They’re Not the Same Thing

I’ve been thinking a lot lately about two words we often use interchangeably: Honesty and Integrity. We say, “Oh they’re honest, so they must have integrity”. But are they truly the same? And why does this distinction matter so much, especially...

Must Ask Questions For Your Retirement Team NOW

Now, that your retirement date is quickly approaching. You’ve got your financial team lined up (Financial Advisor, Tax Pro (CPA), Estate Attorney (Lawyer), the whole crew. Are you sure you’re asking the right questions? Could your dream retirement be at risk because...

Building Your Dream Retirement: A House-Building Analogy

Imagine your ideal retirement as a beautiful, custom-built home that perfectly suits your needs and dreams. Just like constructing a house, building your desired retirement isn’t an overnight process; it requires careful planning, consistent effort, and ongoing...

Why You NEED An Emergency Cash Stash

How much cash should you have stashed around the house? This is a really important and often overlooked aspect of financial preparedness. This advice is not just for retirees but I believe is sound advice for everyone. Usually when we think of financial preparedness...