Are You Prepared for a 10-Day Disruption?

We have a what the weatherman is calling the worst storm of this season coming in this weekend. Snow and Ice with temperatures in the single digits. I know for some this doesn’t sound so bad but for us in West Texas,  I’m afraid we may not be prepared....

Breaking the Silence: What a Quiet Observer Sees

I’m usually quiet, especially when it comes to big, complex, controversial issues. But lately, I’ve been feeling a growing unease about our world and society. It’s finally gotten to the point where I can’t keep my thoughts to myself anymore. We often talk about how...

Honesty and Integrity – They’re Not the Same Thing

I’ve been thinking a lot lately about two words we often use interchangeably: Honesty and Integrity. We say, “Oh they’re honest, so they must have integrity”. But are they truly the same? And why does this distinction matter so much, especially...

Must Ask Questions For Your Retirement Team NOW

Now, that your retirement date is quickly approaching. You’ve got your financial team lined up (Financial Advisor, Tax Pro (CPA), Estate Attorney (Lawyer), the whole crew. Are you sure you’re asking the right questions? Could your dream retirement be at risk because...

Building Your Dream Retirement: A House-Building Analogy

Imagine your ideal retirement as a beautiful, custom-built home that perfectly suits your needs and dreams. Just like constructing a house, building your desired retirement isn’t an overnight process; it requires careful planning, consistent effort, and ongoing...